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Team and reviewers

The CapitalOutpost team researches and writes every article, using AI tools for drafting and first-pass research as our editorial policy explains. Each article is reviewed before publication by a named specialist, and the byline names the reviewer.

How writing and review work here.

Reviewers

Payments & Rails

Michael Brüggler

Chairman, Swiss Fintech Alliance

Chairman of the Swiss Fintech Alliance and co-founder of Con-Ex.io, which connects banks and fintechs to the Swiss National Bank and to clearing systems including SIC and SWIFT. Earlier roles include Head of Legal & Compliance at Morgan Stanley in Zurich, risk and compliance at Bankers Trust, and bank audit at PwC.

Banking & Neobanks

Rafael Saldaña

Former bank CEO and non-executive director

Former President and CEO of Banesco USA and President and COO of RG Crown Bank, with earlier senior roles at Banco Santander, Capital One and Wachovia, where responsibilities included consumer deposits, debit cards and electronic banking. Now a non-executive bank director and an adviser to fintech start-ups.

Markets & Infrastructure

T.J. Unterbrink

Managing Director, Barrow Hanley Global Investors

CPA with more than 20 years in capital markets, now a Managing Director and CLO Structuring Portfolio Manager at Barrow Hanley Global Investors. Previously a Partner at Carlson Capital, co-building its CLO business and leading its sale, after hedge fund and CLO operations roles covering settlements, derivatives accounting and counterparty risk.

Lending & Credit

Corissa DeRose

Managing Principal, Doyen Consulting Group

Managing Principal at Doyen Consulting Group, advising banks and investors on capital markets strategy. As Director of Capital Markets Strategy at HSBC, led more than $33B of secured mortgage loan sales, after ABS and MBS risk management at HSBC Securities and compliance work at Fannie Mae, including fair lending policy.

Regulation & Compliance

Michael Fay

CEO and Founder, Pacific Blackstone Group

Chief Executive and founder of Pacific Blackstone Group and a former public company CFO, with hands-on experience of SEC reporting and internal controls. Earlier roles include audit and Sarbanes-Oxley work at KPMG, covering clients including Washington Mutual, and tax at Deloitte. Holds CMA and CIA certifications.